Spending Money to Save Money – Part Two

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Couponing at CVS

Experienced Couponers may already know most of this information.  Then again, I consider myself decently experienced and I’m still learning new things quite often.  For those interested in couponing, I hope that this post helps to get you on your way to saving money.  In this economy, it’s a struggle to keep up at times.  However, with a little legwork, even the strictest of budgets can have room for those little extras that help keep up morale!  So, what’s next?

ExtraCare Rewards  from CVS

Follow the link to sign up for an ExtraCare account.  It’s easy to do.  You may already have one for prescriptions.  There are many benefits to having this card.  Especially if you already shop at CVS regularly or get your prescriptions there.  Personally, before I started couponing, I only went to CVS to pick up prescriptions.  Using the drive-thru, I rarely ever entered the store.  Things have definitely changed.

Ok, so right now, you may be thinking …their prices are higher.  Unfortunately, there is some truth to this.  But, not in all cases.  This is where some of that legwork comes in.  There are times, CVS is cheaper than anyone.  As long as you keep an eye on sales and match up with coupons (and you don’t always need coupons), you can really save.

Just incase you’re wondering or you don’t know your ExtraCare card or phone number are linked to your ExtraCare household account.  So when they say 1 per household, they mean it.

How Can You Save? 

By earning via spending, going green, checking your email, and keeping yourself beautiful.  Let’s not forget swiping your ExtraCare card in what we couponers call the, “Magic Coupon Machine”.

Magic Coupon Machine:

I chose this one first, because I know how excited I was to hear about this when I first started shopping at CVS.  So what is it?  It’s a red in-store kiosk which can be found in most stores.  It allows shoppers to scan their card before shopping.  What you’ll get is store coupons that you can use on items in the store.  I make a habit of scanning my card every time I go in the store, before grabbing the items I need.  It spits out at least one and sometimes up to three coupons per swipe per day.  Yep, you can scan it everyday.  Make sure you swipe your card until it says it has no more coupons for you today. 

These coupons won’t just be on CVS brand items.  They could be on any item in the store.  Now, the thing that makes these so great, they’re store coupons.  Which means you can use these coupons and use manufacturer coupons that you’ve printed or clipped from the paper.  This could make for SUPER deals, hence the idea that CVS can sometimes be cheaper than anyone.  The downside is that these coupons expire pretty fast.  Like in a week fast, usually.  All in all…it’s fun, saves money, and is pretty magical in my book.

Spend to Earn with ExtraBucks Rewards:

In all honesty, I didn’t even realize I was getting rewards for spending until recently.  Once you sign up, you’ll receive a rewards statement in your email, but I must’ve just skimmed over it.  Thinking that it was just letting me know how much I saved in the quarter.  Seeing how much I saved, must’ve been exciting enough.  *giggle*  Because I totally missed the bonus!

This is what I’ve learned since then:

Use your ExtraCare card every time you purchase* something and you will earn 2% back.  Including prescription** purchases.  Which accumulate and pay out on your receipt, at the ExtraCare Coupon Center or through CVS.com® in January, April, July and October.

Customers must shop during the 45-day distribution period to receive their 2% and prescription ExtraBucks® Rewards, which will be rounded down to the nearest $0.50. Members who do not spend $25 in qualifying purchases or who do not otherwise reach a minimum of $0.50 in ExtraBucks Rewards by the end of an earning period will not receive rewards and will not have earnings carried over.

My actual Current Balances when I log into my ExtraCare Rewards:

Description Current Balance End Date Reward Details
WINTER 2012 SPENDING: 180.18 03/15/2012 2% of your Winter 2012 Spend will be issued on April 1st. Rewards are redeemable in-store and online.
FALL 2011 SPENDING: 148.06 12/15/2011 2% of your Fall 2011 Spend will be issued on January 1st. Rewards are redeemable in-store and online.
BEAUTY CLUB SPENDING: 34.84 12/31/2012 Spend $50 on beauty products and earn $5 ExtraBucks

Another way you can earn ExtraBucks Rewards is by purchasing qualifying items which are usually specified in the weekly ads.  ExtraBucks Rewards will print out at the bottom of your receipt.  Not in Catalina form.

Sometimes, there are unadvertised deals as well.  This is where having your binder with you comes in handy.

You may be wondering how this works.  So, here’s an example of one simple transaction from the week of 2/26/2012:

Thermacare Lower Back and Hip Heat Wrap, 1 ct. $3.79

Buy 1, Receive $3.79 Extra Bucks, Limit 1

Pay $3.79, Receive $3.79 Extra Bucks

Mentos UP2U Gum, 14 ct. $1.00 Use $1.00/1 Mentos UP2U pack from SS 1/1 (exp 3/1) or $1.00/1 Mentos UP2U pack from SS 2/5 (exp 3/31) Free

Colgate Sensitive Pro Relief Toothbrush, 1 ct. or Toothpaste, 4 oz $4.99

Buy 1, Receive $4.00 Extra Bucks, Limit 2

Use $0.75/1 Colgate Toothpaste, 4 oz or larger from SS 2/26 (exp 3/17) And use $1.00/1 Colgate Sensitive Pro-Relief Toothpaste Excludes Trial Size from CVS Reinventing Beauty Magazine, Winter Issue Pay $3.24, Receive $4.00 Extra Bucks

You pay:  $7.03 (plus tax) OOP (out-of-pocket) and take home $7.79 in Extra Bucks.  So you just made .76¢.  That still makes me chuckle!

Of course, you could use those ExtraBucks right away on another transaction.  I usually do this because like the Walgreens RR’s, ExtraBucks do expire in about a week, but sometimes they do last longer.  Or, you could take them home and wait for next week’s deals.  Not a bad plan either.  Just keep in mind they may expire.  If they do expire, then you haven’t saved much money.

If you read Spending Money to Save Money – Part One you need to know that there are similarities between Walgreens Register Rewards and CVS ExtraBucks.  There are also differences.  Some couponers feel CVS is a little easier.  Less rules do apply from what I’ve noticed.  The need for one more item than you have coupons isn’t necessary at CVS.  Also, as far as I know, ExtraBucks are only accepted at CVS.  Unlike Walgreens RR’s being accepted at Jewel-Osco.

For instance, Walgreens, from what I’ve experienced has always had a limit of 1 RR per transaction for an offer on a specific product.  The CVS limits vary by product.  A limit of 1 is more common, but it’s not a constant.  What this means is, if there is a limit of two (always check) you can buy two of an item and receive the ExtraBucks two times all in one transaction.

Example: 

Colgate Sensitive Pro Relief Toothbrush, 1 ct. or Toothpaste, 4 oz $4.99

Buy 1, Receive $4.00 ExtraBucks, **Limit 2 **

Use $0.75/1 Colgate Toothpaste, 4 oz or larger from SS 2/26 (exp 3/17) And use $1.00/1 Colgate Sensitive Pro-Relief Toothpaste Excludes Trial Size from CVS Reinventing Beauty Magazine, Winter

Pay $3.24, Receive $4.00 ExtraBucks

Colgate Sensitive Pro Relief Toothbrush, 1 ct. or Toothpaste, 4 oz $4.99

Buy 1, Receive $4.00 ExtraBucks, **Limit 2 **

Use $0.75/1 Colgate Toothpaste, 4 oz or larger from SS 2/26 (exp 3/17) And use $1.00/1 Colgate Sensitive Pro-Relief Toothpaste Excludes Trial Size from CVS Reinventing Beauty Magazine, Winter

Pay $3.24, Receive $4.00 ExtraBucks

You pay:  $6.48 (plus tax) OOP and receive $8.00 in ExtraBucks.  You just made $1.52 in 1 transaction. 

Now lets say you want to do 2 transactions so that you can use your ExtraBucks to pay for other items immediately.  This works a lot like the Walgreens RR’s.  Except, you don’t NEED a filler you WANT a filler. 

Check out the following:

1st Transaction

Thermacare Lower Back and Hip Heat Wrap, 1 ct. $3.79

Buy 1, Receive $3.79 ExtraBucks, Limit 1

Pay $3.79 OOP (plus tax), Receive $3.79 ExtraBucks to use on your next transaction

2nd Transaction

Colgate Sensitive Pro Relief Toothbrush, 1 ct. or Toothpaste, 4 oz $4.99

Buy 1, Receive $4.00 ExtraBucks, Limit 2

Use $0.75/1 Colgate Toothpaste, 4 oz or larger from SS 2/26 (exp 3/17) And use $1.00/1 Colgate Sensitive Pro-Relief Toothpaste Excludes Trial Size from CVS Reinventing Beauty Magazine, Winter

Pay $3.24, Receive $4.00 ExtraBucks

Also, any filler item.  Something you need or a quick snack.  Whatever you’d like.  The filler is to bridge the gap between $3.79 and $3.24 which is .55¢.  Why?  Because otherwise you’ll lose it.  CVS can’t give you actual money back nor will they give you back new ExtraBucks with the remaining amount.  You earned it, you might as well get your money’s worth.  So, in this scenario, finding an item for at least .55 would work well.  Continuing on with the scenario…

You pay:  $3.79 with your ExtraBucks (plus tax – OOP) and receive another $4.00 ExtraBucks for next time or your next transaction.

Exclusions:

*   Excludes alcohol, gift cards, lottery, money orders, prescriptions, postage stamps, pre-paid cards, tobacco products or items reimbursed by a governmental program.

**  Excludes pharmacy items paid for in whole or in part by state and/or federal health care programs. This includes, for example, Medicare, Medicaid and TRICARE. Not valid on prescriptions purchased in NJ or NY. In Louisiana, not valid on any prescription for a controlled dangerous substance. CVS/pharmacy may, at any time and for any reason, exclude prescriptions dispensed in other states, other types of prescriptions, or prescriptions paid for by other payers. ExtraBucks® Rewards on prescriptions limited to $50 per year per card. This rewards cap was adopted for all customers to ensure CVS/pharmacy complies with all federal and state laws and regulations regarding prescription drug purchases.

Going Green to Earn Some Green

This one is pretty simple.

At the register or online you can buy the Greenbagtag from CVS for .99¢. 

Next attach it to a reuseable bag.

Then scan it along with your ExtraCare card every time you make a purchase at CVS.

After every 4th visit, you will earn a $1.00 ExtraBuck. 

If you think about the value of a coupon, this $1.00 ExtraBuck makes a for a nice bonus.

Checking You Email for Money…I mean Coupons

When you’re signed up for an ExtraCare account and have provided a valid email, you can opt to receive newsletters.  These newsletters frequently include in-store coupons.  A common coupon to find is 20% off your entire purchase during a specific timeframe.

A little tip though.  Usually at the bottom it says this excludes sale items.  Well, that can throw a curve ball of gloom.  Once in a while, they do send coupons that don’t exclude those sale items.  Keeping us hooked is all too important I suppose.

If you were new to the idea of the CVS ExtraCare account, and you clicked on the link I provided at the beginning, you may have noticed the offer of a $4.00 off $20.00 coupon for new email subscribers.  That is a pretty good example of the type of coupons you’ll receive by email.

It’s definitely worth the little bit of extra effort to sign up.  Remember, you can always log in at the CVS site, to make sure you’re getting all of information on deals and check your balances for spending.

Keeping Yourself Beautiful and Making Money Doing it

ExtraCare Beauty Club is another reason you can learn to love CVS.  You can get started by signing up at the link provided.  The rest is simple.  Just check your email and swipe your ExtraCare card when making purchases of beauty products.  In fact, always swipe your ExtraCare card.  You’ll get coupons, tips, and new product information in your email.

How do you make money?  By earning it.  In pretty much every CVS ad there is a section dedicated to beauty product sales.  For every $50.00 spent on beauty, you earn $5.00 ExtraBucks.  Only if you’ve signed up for the Beauty Club.  This may seem like a lot, but there are often deals that make this cost less out-of-pocket than you might think.  Using coupons and matching up will get you there quickly.

See the following example:

 Physicians Formula Lash Boosting Eyeliner $11.29, Regular Price

Spend $10.00, Receive $7.00 Extra Bucks, Limit 1

Pay $11.29, Receive $7.00 Extra Bucks, Submit for Try Me Free Rebate (found on select products) $7.00 Moneymaker

On the example listed above, you’re actually MAKING money.  Not only that specific product deal, but now that $11.29 is added to your Beauty Club account.    In this coming week’s ad 3/4/2012  there is a rebate offer that looks pretty great!  This might be a great week to stock up.

Get to Shopping

All in all, CVS does offer less red tape in comparison to Walgreens.  It’s prices are a bit higher, but still competitive when using your ExtraCare card and using ExtraCare Rewards along with coupons.   I recommend you try it at least two or three times.  Get a feel for it.  In the end, I think you’ll enjoy shopping at CVS.

I also want to add a link to a website that answers quite a few questions about shopping at CVS.  It’s called Creative Couponing.  Always review the coupon policy to double check that something hasn’t changed.  I’ve linked that at the bottom of this post.

Happy Couponing!

   

CVS Coupon Policy

I Heart Copy and Paste! Shopping too!

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Earlier I was making out my lists for Walgreens and CVS this week and I just had to express how much I appreciate copy and paste.  I make so many changes to my lists at times, and it’s such a time saver.  I use it for all kinds of things, but I suppose I use it most for couponing.  I can take bits from Krazy Coupon Lady, Coupon Mom, Mummy Deals, and just about any other couponing blog on my favorites list and put it all in one document.  Not only is great for printing, but I can save the document and use it for a reference at a later date.  Giving me an extra ability to figure out cycles in sales at the places I shop in the process!

There are quite a few deals this week at Walgreens and CVS.  Click on the links to see them if you’d like.  Lots of RR and EB deals.  I heart those too!  ❤

However, I can think of one downfall to such ease in making lists.  I keep making them.  Which means I keep shopping.  I’ve went grocery shopping five times in the last month.  Did I need to?  Ummm, probably not.  The deals have been fantastic in my area and the thought of passing them up makes me cringe.  This is the point where I start to wonder about being addicted to saving.  There is just something so satisfying about coming home without the guilt of spending WAY too much and seeing my family’s faces smiling in anticipation of what I’ll pull out of the bags this time.

Last night, my husband even said (and I may hold him to this as my passion for savings grows along with my stockpile), “The freezer is full …just the way I like it.”.  I felt like I could burst with happiness.  I’m sure getting to have mommy time so frequently lately…might play a role in my happiness too.  Especially, when you worry the hubby is going to get tired of “babysitting” and he’s actually quite happy with your feats!

In the midst of all of this shopping and life…I have been working on part two to Spending Money to Save Money.  As well as part three and four.  I’m hoping to get part two finished by this coming Wednesday.  Thanks to all of you for your support!

By the way, the only thing that could make list-making easier for me would be finding a blog or website with match-ups dedicated to my specific area or stores.  I’ve found a few websites that can help you find them, but what I’m looking for doesn’t seem to come up for my part of Northwest Indiana.  So, if anyone knows of one, and is willing to share, I think I’ll love you forever!!!  Hope all of you are lucky enough to find your local niche!

Happy Couponing!

Spending Money to Save Money – Part One

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Couponing at Walgreens

That just sounds silly, doesn’t it?  To my amazement, it isn’t so silly after all.  Granted, the conditions need to be right in order to have success.

One of my favorite ways of doing this is by using rewards programs.  What are they?  Simply put, they are programs based on rewarding others for particular behaviors.  Whether it be job performance or purchases meeting certain criteria.  You can find rewards programs just about anywhere.  From your local gas station, to the plastic in your wallet, to your corner drugstore, and everywhere else in between.  Schools use them, employers use them, parents use them, and so on.  I mean who doesn’t want to be rewarded for doing something and we as humans have learned the power behind it all and utilize it daily.

Since I’m not an expert in all areas that are rewarding, I’m only going to fill you in on a few that I’ve found really pay off.

Register Rewards from Walgreens

You don’t need to sign up for anything to get them.  The rewards come from purchases made on the qualifying items of the week.  When you buy the specific item(s), at the end of the transaction (when you’re handed your receipt) the cashier will hand you your Register Rewards (a.k.a. RR).  Believe it or not, people throw these on the ground as they leave the store sometimes.  It’s crazy.  Why?  It’s money!  They’re throwing money in the trash, or on the ground, or the rewards get left in carts. Ok, I admit it, I used to do it too. I had no clue how they worked and never took the time to figure it out. Once I started couponing, I learned what I had been missing out on.

Learning the Tricks of the Trade

It’s not exactly hard, but sometimes it can be a bit tricky. For example, RR’s are considered a coupon, and Walgreens doesn’t allow you to have more coupons than items or the same amount of coupons as items.

So what that means is:

If you have 4 cans of tuna and your total is $4.98 and you have 5 RR’s of $1.00 each,

you would only be able to use 3 of them for a savings of $3.00 making your total out-of-pocket (OOP) $1.98.

However, if you bought 4 cans of tuna and 2 pencils (these would be called filler items) that were .10¢ each for a total of $5.18.

Then you could use all 5 RR’s for a savings of $5.00 and your total oop would be .18¢ plus tax (yes you will have to always pay tax).

Why does this work? Because now you had 6 items and 5 coupons which means you had more items than coupons. That’s the easiest way to remember it…more items than coupons.

This would work the same way with manufacturer coupons you clip and bring in the store.  If you clipped 2 coupons for tuna and both were for $1.00/2, you would then need 2 more filler items. The good news is that now you’re saving even more money.

Those 4 cans of tuna cost $4.98 before and now cost $2.98. You then add 4 pencils (to make sure you have more items than coupons) which are .10¢ each or .40¢ total.

Now your total is $3.38 and you can use 3 of those $1.00 RR’s for a total OOP of .38¢ AND you get to keep that $2.00 in RR’s for a later visit. But not too much later as these do usually expire within 2 weeks. Always check the expiration dates.

Also, you will sometimes receive one single RR for say $2.00 for one item that you purchased and another for maybe $4.00 for a different item.  It just depends on what you buy.  Meaning, if you had $6.00 in RR’s, but one for was $2.00 and the other was for $4.00 and your total is $3.38.

More than likely you would either add something to your list that will bring the total to a little over $4.00 (at least .01¢) so that you can use the $4.00 RR or use the $2.00 RR and pay $1.38 out-of-pocket.

Walgreen’s doesn’t refund cash for remaining amounts on your RR’s.  Also, there are no rain checks for RR items and if you do return and item, you will have to forfeit your RR as well.

What if my RR didn’t print?  If there is no error on your part and it just didn’t print for some reason, you can either:

1.  call  1-888-8coupon, option 3.

2.  You can use the form VIA ONLINE:  Contact | Catalina Marketing

3.  The store will give you a form to fill out and mail in to get your RR.

Expanding the Savings 

The newest thing for me is the discovery that Jewel-Osco takes the Walgreen’s RR’s. This may be true with other stores. The best way to find out if your local stores will, is a simple phone call. Of course, you will want to verify with your local Jewel as each store could have a slight variation of policy.

I have to say when I found this out and verified, I was so excited. I mean, buying $100.00 worth of product for $20.00 is a great savings. Especially since I usually buy what I need. Then you figure in deals that give you enough RR’s to cover what you spent oop and take those RR’s to Jewel and get some grocery items (usually items I match up with coupons also) it’s like everything you spent at Walgreens was a free bonus! Last week I did this. I spent $20.00 (with a savings of $60.00) OOP and earned $19.00 in register rewards in which I then went to Jewel and used. Gotta love that!

Register Reward Exclusions:

PRESCRIPTIONS AND ITEMS PROHIBITED BY LAW. ALSO EXCLUDES TOBACCO, ALCOHOLIC BEVERAGES, SALES TAX, LOTTERY TICKETS, MONEY ORDERS/TRANSFERS, DAIRY, PRESCRIPTION SAVINGS CLUB MEMBERSHIP, HEALTH CARE SERVICES AND GIFT/PHONE/PREPAID CARDS. COUPON VALUE CAN NOT EXCEED PURCHASE AMOUNT. REGISTER REWARDS MUST BE FORFEITED IF QUALIFYING MERCHANDISE IS RETURNED. CUSTOMER PAYS ANY SALES TAX.

Making Multiple Transactions to Maximize Spending Quickly

You can use them right after you receive them at Walgreens. You have to split your items into separate transactions (not purchases). Meaning you pay for part of your items, then start over (like you’re a new person) with the rest. I’ve even done 4 transactions. A little tip. If you do have multiple transactions, it’s a good idea to go to the beauty counter, maybe photo to pay or let the people behind you go in between transactions. This will help the cashiers to not feel stressed as the line grows. You may have less stress also. Another benefit would be that it gives you time to check receipts, count rewards, and ready your next transaction.

Now, when it comes to using your RR’s with multiple transactions there is yet another tricky part. Don’t stop reading now. Really, once you get it…you get it. This may be a little confusing so bear with me. An example: if you want to buy 2 tubes of Colgate toothpaste and buying one tube will give you RR’s (it usually works that there is a limit of 1 RR per transaction for an offer on a specific product), but you won’t receive RR’s on the 2nd tube if you buy it with the 1st. In order to get RR’s for the 2nd tube you will need 3 transactions. What happened to having 2 transactions? Well that’s the tricky part. For some reason, if the second tube was rang up after the first tube, even if in a second transaction, the RR for that item won’t print out. Hence, the third transaction.  This goes for anything made by the same manufacturer.  You can’t pay for a Colgate toothbrush with a RR that says, “Thank you from Colgate”.  Another popular brand is Procter & Gamble and there are many products made by them.  You can click on the link to their website and click on Brands to review which products you want to keep in mind.

My Recommendation to Keep it Simple

Now I wouldn’t recommend a person new to couponing or using these rewards to have many transactions in the beginning of the learning process. Keeping it simple can also help to keep you from getting discouraged when things get mixed up. And, they will probably get mixed up. Keep your cool and you’ll get through it. Believe me, this is all worth it. I couldn’t imagine shopping any other way now. Anyway, once you’re successful the first couple times, it begins to make sense. Not to mention you’ll save money.

Another thing I recommend is to not buy every deal that gives you a RR, even when you’ve got things figured out. That would become rather expensive. Because you are paying that initial cost. Also, the more you get the bigger the chance of an oversight.

Guidance from the Experts

A wonderful way of helping you figure out transactions is by visiting sites like KrazyCouponLady.  It’s a fantastic website dedicated to couponing and helping you get the best out of your money.  They frequently update match-ups (coupons on top of sales and RR’s).  The layout is easy to navigate and basically, they do all the work for you.  Walgreens is only one of the many stores you can find match-ups for on their website.

Match-ups and Their Importance

Match-ups defined:  Combining sales with manufacturer coupons and when available, store coupons to reduce the price of an item.  Sometimes significantly reducing price or making the item free.

An example of a match-up good from 2/12/12 thru 2/25/12 listed below.  This one doesn’t include a RR.

Got2B Products $5.99

Buy One Get One Free on sale thru 2/25

Use (2) $3.00/1 Got2B Products from Red Plum (RP) 2/12/12

Final Price:  2 for FREE  (By the way this deal would need 1 filler item because of the 2 coupons and 2 items.)

Next is an example of a deal using a match-up and an offer of RR’s going on for the week of 2/12/12 thru 2/18/12:

Gillette Fusion ProGlide Styler $19.99

Buy 1, Receive $5.00 Register Rewards

Use $3.00/1 Gillette Fusion Proglide Styler from RP 2/5 (exp 3/31) Pay $16.99, Receive $5.00 Register Reward

Final Price: $11.99

Now the final example will show you my favorite way of accruing RR’s:

LypSyl Extreme Cold Sore Relief, .3 oz $5.00 

Buy 1, Receive $5.00 Register Reward

Pay $5.00, Receive $5.00 Register Reward

Final Price: Free

You may wonder why I like the final example for receiving RR’s the most.  I think maybe it’s because it’s easy.  You pay the same amount you’re getting back and there are no coupons to hunt down and clip.  However, if there were a coupon for maybe $2.00/1, then I would make $2.00.  This would be then called a moneymaker or MM.  Because I would be paying $5.00 – $2.00 (coupon) = $3.00 OOP and receiving a $5.00 RR.  Pretty cool, isn’t it?  You don’t have to be a couponer to receive and use RR’s, but it is an added benefit if you can and do.

Making a List Before You Go

This isn’t always needed.  If you’re only going for one or two things, you probably don’t need a list.  Anymore than that, then yes, I would make a list.  It’s amazing what you can forget under pressure.

The way I organize my list is:

  • By transaction if there is more than one.  With each item listed and clearly stating the quantity, size, price, and coupon needed.
  •  I then count how many items I have for each transaction in comparison to how many coupons I’ll be using in that transaction.  (I use paperclips and little pieces of paper that are labeled with the transaction number to organize the coupons.)
  • I make notes in the margin to remind me how many of each item I need to put in my cart and whether or not I need to use a store coupon and if it’s from the ad or the Monthly Savings Booklet or IVC Booklet.

So how do I go about making my lists?  I started out by using The Krazy Coupon Lady’s website.  I wrote down all the deals they had posted and things I needed by hand.  That combined with clipping coupons and the fact that I was a novice took a bit too long.  I then began to copy and paste the deals onto a Word document and print it out.  That made things faster.  Now, I like to use websites that give you the option to click a check box to pick a deal that will go on your list and when you’re done you can print the list.  My favorite for this is CouponMom.  It’s definitely a time-saver and it also has the option to sort your items by coupon date for easier searching of coupons .  You can sort by percentage saved which is a nice feature as well.  Want to send the deals you picked to your email, you can do that too.  Lastly, there will even be a total price and total savings percentage at the bottom of the page.

An Example of a Multiple Transaction List Using Deals This Week to Get You Started:

1st Transaction

LypSyl Extreme Cold Sore Relief, .3 oz $5.00

Buy 1, Receive $5.00 Register Reward

Pay $5.00, Receive $5.00 Register Reward

Final Price: Free

1st Trans. Total Due $5.00 (OOP) and I would receive $5.00 in Register Rewards to use on next transaction

2nd Transaction

Hefty One Zip Bags, 13 pack Freezer, 17 or 22 pack Storage $3.29

Buy 1 Get 1 Free

Use $0.15/1 Hefty One-Zip Bags peelie (exp. 3/31/12)

Final Price: $1.57 each when you buy 2 or $3.14 total

Got2b Products $5.99

Buy One Get One Free, On Sale thru 2/25

Use 2 $3.00/1 Got2b Products from RP 2/11

Final Price: 2 for Free

Mitchum Deodorant $1.99 With in ad coupon  *Buy 2 (one will be used as filler)

Use (2) $1.00/1 – Mitchum or Mitchum for Women Product – (coupons.com)

Final Price: $0.99 each or $1.98 total

2nd Trans. Total Due 5.12 but use $5.00 Register Reward from 1st transaction.  The total will then be

 .12¢ + tax

Grand Total:  $5.12 + tax total OOP for product worth of $18.11

Of course, this is a quick and easy transaction, so it may not seem like such great savings.  Imagine those items weren’t buy one get one free or they weren’t on sale.  That product worth jumps up quite a bit.  Which brings me to my final point.  Just try it.  Try something easy and fast.  See how you like it.  I’m eager to pass this knowledge on because it really is crazy how much you can save.  Not only that, but you can gain the ability to have extra items around the house that you need.  In the end, avoiding those costly trips that result in paying full price because you need it right now.  Another thing I’ve noticed, is that I buy more name brand products and try new products more often.  Only if it’s cheaper than the store’s version.  Good luck and thanks for taking the time to read my advice.

The idea that I can squeeze more out of my money is smart and it feels good!